*Annual Percentage Rate (APR) is accurate as of 08/18/2025 and subject to change. Offer is subject to credit approval. The information provided assumes the property will be used as a primary residence. Permanent financing must be applied for separately. Example: 12-month fixed rate –$350,000 cost to build, 10.1% down payment, 7.22% APR*, 11 monthly interest-only payments of up to $1,552.00 and 1 balloon payment of $315,451.71. Property insurance is required. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Finance charges of $1,787.25, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.