Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market. With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

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Finance your home with a Main Street Mortgage from People's Bank! less money upfront and No pMI!

Most banks require PMI (or private mortgage insurance) for all mortgage loans with less than 20% down. Buyers are typically required to put more money down or pay PMI, increasing their monthly payments.
Not at Peoples Bank! Not with the Main Street Mortgage!

Questions about the Main Street Mortgage or our other mortgage options?
Call to speak with a loan officer!

812.842.BANK

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*Annual Percentage Rate (APR) is accurate as of 08/28/2026 and subject to change. Offer is subject to credit approval and includes a fixed rate 1st mortgage with a loan-to-value of 80% and fixed rate 2nd mortgage with a loan-to-value of 90%. Example: $350,000 purchase price – 30-year fixed rate 1st mortgage, loan amount $280,000, 6.82% APR*, 360 monthly payments of $1816.07 and 15-year fixed rate 2nd mortgage, loan amount $35,000, 8.25% APR*, 180 monthly payments of $339.55. Property insurance is required. Property taxes and property insurance are not included in payment example; the actual payment obligation will be greater. Finance charges of $1,899 for 1st mortgage and additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.