Small business icon

Mortgages

Finance your home and experience Friendly Hometown Banking

*Click here for more details
Quick Links
Coin icon

Conventional Mortgage

Our traditional home mortgage with our signature Friendly Hometown Banking service!

● Great for borrowers with at least 20% Down
● Competitive Rates
● Flexible fixed rate terms up to 30 years
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Main Street Mortgage

Peoples Bank's Premiere Mortgage Option. Finance a home with only 10% down and competitive rates!

● Finance your home with a lower down payment*
No Private Mortgage Insurance (PMI)
● Local & Personal Service
● Free Pre-Qualifications

Main Street Mortgage
*Annual Percentage Rate (APR) is accurate as of 08/28/2026 and subject to change. Offer is subject to credit approval and includes a fixed rate 1st mortgage with a loan-to-value of 80% and fixed rate 2nd mortgage with a loan-to-value of 90%. Example: $350,000 purchase price – 30-year fixed rate 1st mortgage, loan amount $280,000, 6.82% APR*, 360 monthly payments of $1816.07 and 15-year fixed rate 2nd mortgage, loan amount $35,000, 8.25% APR*, 180 monthly payments of $339.55. Property insurance is required. Property taxes and property insurance are not included in payment example; the actual payment obligation will be greater. Finance charges of $1,899 for 1st mortgage and additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Jumbo Mortgage

Special financing for mortgages over $832,750. Your home should be what you want it to be. Let Peoples Bank help you along the way.

● Available for primary, secondary, and vacation homes
● Competitive Rates*
● Flexible fixed rate terms up to 30 years
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Physicians Financing

Take advantage of a mortgage distinctly made for Physicians. Let Peoples Bank help you move into the home of your dreams.

● Finance up to 97% of your home
● Save $750 in closing costs
● No Private Mortgage Insurance
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Loan Refinancing

Refinancing your loan can lower your interest rate, lower your monthly payment, or free up your equity for other needs.

● Has the ability to lower your monthly payment
● Available for Auto, Home, or any secured consumer loan
● Equity Cash-Out Options Available
● Free individualized consultations

.
A man and a woman cooking
Star logo
Your First Home Partner

Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market.  With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

Keep Reading...
Finance your home with People's Bank!
Friendly Hometown Banking since 1895!
Headquartered in Boonville, Indiana, we’ve been in continuous service since 1895. We’re here for the long haul and will be here to serve your financial needs for many more years to come! We serve our customers on an individual and personal basis by offering our expertise to align our services with their financial needs.

We’re not a big bank, and we’re proud of that. We are a small, family-owned bank that works to serve the small businesses and the families that make up the backbone of our community. A community we are a part of.

We are your neighbors and your friends.
We’re here for you and are excited to help you succeed.


Questions about the our mortgage options?
Call to speak with a loan officer!
812.842.BANK
Star logo

Ready to finance your new home?

Inquire Today!Contact Us >