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Mortgages

Finance your home and experience Friendly Hometown Banking

TODAY'S MORTGAGE RATES
Great mortgage options with competitive rates!
Conventional Mortgage
6.93% APR*
20% Down | 30 Year Fixed
*Click here for more details and disclosures
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Conventional Mortgage

Our traditional home mortgage with our signature Friendly Hometown Banking service!

● Great for borrowers with at least 20% Down
● Competitive Rates
● Flexible fixed rate terms up to 30 years
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Main Street Mortgage

Peoples Bank's Premiere Mortgage Option. Finance a home with only 10.1% down and NO Private Mortage Insurance costs!

● Finance your home with a lower down payment*
● Avoid paying Private Mortgage Insurance
● Local & Personal Service
● Free Pre-Qualifications

Main Street Mortgage
*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Escrow is required. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Jumbo Mortgage

Special financing for mortgages over $726,200. Your home should be what you want it to be. Let Peoples Bank help you along the way.

● Available for primary, secondary, and vacation homes
● Competitive Rates*
● Flexible fixed rate terms up to 30 years
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Physicians Financing

Take advantage of a mortgage distinctly made for Physicians. Let Peoples Bank help you move into the home of your dreams.

● Finance up to 97% of your home
● Save $750 in closing costs
● No Private Mortgage Insurance
● Free Pre-Qualifications

*Annual Percentage Rate (APR) is accurate as of {{ date }} and subject to change. Offer is subject to credit approval. Example: 30-year fixed rate – {{ loanAmount }} purchase prices, {{ downPayment }} down payment, {{ apr }} APR*, {{ numberOfPayments }} monthly payments of {{ monthlyPayments }}. Property taxes and property insurance are not included in payment example, the actual payment obligation will be greater. Property insurance is required. Finance charges of {{ fees }}, additional closing costs apply. Consult a tax advisor for possible tax-deductibility of interest.

Loan Refinancing

Refinancing your loan can lower your interest rate, lower your monthly payment, or free up your equity for other needs.

● Has the ability to lower your monthly payment
● Available for Auto, Home, or any secured consumer loan
● Equity Cash-Out Options Available
● Free individualized consultations

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Your First Home Partner

Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market.  With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

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Finance your home with People's Bank!
Friendly Hometown Banking since 1895!
Headquartered in Boonville, Indiana, we’ve been in continuous service since 1895. We’re here for the long haul and will be here to serve your financial needs for many more years to come! We serve our customers on an individual and personal basis by offering our expertise to align our services with their financial needs.

We’re not a big bank, and we’re proud of that. We are a small, family-owned bank that works to serve the small businesses and the families that make up the backbone of our community. A community we are a part of.

We are your neighbors and your friends.
We’re here for you and are excited to help you succeed.


Questions about the our mortgage options?
Call to speak with a loan officer!
812.842.BANK
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Ready to finance your new home?

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