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Explore Retirement Options from Peoples Bank

An Individual Retirement Account (IRA) at Peoples Bank allows you a safe and secure way to earn a guaranteed return on your investment. Whether you're planning for retirement or building your nest egg, you can open an IRA with as little as $500.00, ensuring that a brighter financial future is within reach.
Fixed-Rate IRA:
Lock in a fixed interest rate with terms ranging from 3 to 60 months
Additional contributions are accepted at maturity
Variable-Rate IRA:
Earn a variable rate of interest for a term of 18 months (rates may change at any time)
Additional contributions are accepted
Rollover IRA:
If you’ve recently changed jobs or retired and would like to protect the balances in your previous employer’s retirement plan, our Rollover IRA is for you.
*A penalty will be imposed for early withdrawal
Secure your retirement with an IRA from peoples bank!
We understand the importance of planning for your retirement years. Our Individual Retirement Account (IRA) options are designed to provide you with a secure and prosperous retirement.  With various options tailored to your unique needs, you can enjoy tax advantages and grow your nest egg with confidence. Whether you're just starting your retirement journey or looking to maximize your existing savings, Peoples Bank is here to help you achieve your retirement goals. Explore our IRA offerings today and take a step closer to a worry-free retirement.

Questions about the IRA options?
Call to speak with a Universal Banker!
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What to Bring With You
Please bring the following with you to your local branch to open anew account:
proof of Current Address
Social Security Card
Date of Birth
Photo ID
If your address differs from that listed on your photo ID, please bring verification of current address. This includes any official document in which your name and current address are clearly printed (i.e. utility bill). P.O. Box address will not be accepted. Government-Issued ID refers to a Driver's License, Passport, or Permanent Resident Card.